ABOUT COLONIAL CREDIT
A Personal Mortgage Expert Without the Sales Pitch.
Colonial Credit has been helping people navigate mortgage decisions since 2002. Colonial Credit Company was founded by Mario Fiermonte and Larry Lally, bringing together extensive experience in mortgage lending, banking, finance and real estate.
Today, Colonial Credit is built around a simple idea: a mortgage decision should begin with a conversation, not an application.
There are more ways to finance a home today than many borrowers realize. Conventional and government loans, jumbo financing, home equity loans and HELOCs, reverse mortgages, investment-property programs and specialized financing can all serve very different purposes.
The right answer isn't simply finding a loan—it's understanding which alternatives make sense for you.
Decades of Experience Behind the Advice
Our leadership and staff has worked in virtually every aspect of the lending industry, with a deep understanding of underwriting policy, operations, mortgage product development, and most importantly, getting results for consumers.
Having held positions within major financial institutions and mortgage lenders including First Interstate Bancorp, Commercial Credit and Old Kent Mortgage/Fifth Third Bank, our founder, Mario Fiermonte, has helped develop lending products and credit strategies for both traditional and specialized mortgage markets, helping borrowers achieve their financial goals.
That background is the foundation of Colonial Credit's approach: listen first, understand what someone is trying to accomplish, and then look at the available alternatives.
Colonial Credit and ResCom Financial Services
Colonial Credit Company and ResCom Financial Services are separate companies.* Colonial Credit provides mortgage information, guidance and consultation. Mortgage loan applications, disclosures, and loan origination activities are provided through ResCom Financial Services.